Save on Insurance with Wind Mitigation Inspections in Central and South Florida
If you’re a homeowner in Central or South Florida, you’re no stranger to the potential damage caused by hurricanes and severe windstorms. Fortunately, a wind mitigation inspection can help you prepare for storms while significantly reducing your windstorm insurance premiums.
What Is a Wind Mitigation Inspection?
A wind mitigation inspection evaluates specific features of your home that help minimize damage during high-wind events. These inspections identify structural components or upgrades—like hurricane shutters or reinforced roof connections—that enhance your home’s wind resistance.
Insurance companies offer discounts for homes with wind mitigation features, as these structures are less likely to suffer damage during storms. Lower risk means reduced claims, enabling insurers to pass those savings on to you.
Why Get a Wind Mitigation Inspection?
Florida homeowners stand to gain big savings by completing a wind mitigation inspection. According to the Florida Division of Emergency Management, homeowners can reduce their insurance premiums by 15% to 70% simply by demonstrating wind-resistant construction or features.
By scheduling an inspection, you can:
- Save up to 30% on your insurance policy, which could mean $1,000+ in annual savings.
- Protect your family and property during severe weather.
- Ensure your insurance company recognizes the safety features of your home.
When Should You Schedule a Wind Mitigation Inspection?
It’s a good idea to get a wind mitigation inspection in the following scenarios:
- Before purchasing a new home: Ensure your prospective property qualifies for wind mitigation discounts.
- When switching insurance providers: Present your inspection report to maximize savings with your new policy.
- Before policy renewal: Update your discounts and maintain compliance.
- When your last inspection expires: Wind mitigation reports are valid for five years.
Even condos and townhouse associations may qualify for wind mitigation credits, so be sure to check eligibility for these shared structures.
How Does Wind Mitigation Protect Your Home?
Mitigation isn’t just about saving money—it’s about safeguarding your loved ones and property. Features like hurricane straps or impact-resistant windows reduce the risk of debris penetrating your home during storms, keeping your family safer.
Additionally, mitigation upgrades ensure your home is structurally sound, minimizing costly repairs after a hurricane or windstorm.
Why Choose Guardian Angel for Your Inspection?
At Guardian Angel, our certified inspectors thoroughly assess all nine key areas of wind mitigation to ensure you qualify for the maximum insurance discounts. Whether it’s reinforced roofs, hurricane shutters, or other storm-resistant features, we help you identify and document the elements that can save you money.
Take proactive steps to protect your home and lower your insurance premiums. Schedule your wind mitigation inspection today with Guardian Angel and enjoy peace of mind knowing your home is better prepared for Florida’s storm season.
Ready to Save? Contact Us Now!
Protect your home, your family, and your wallet. Call Guardian Angel to book your wind mitigation inspection and start saving on your insurance premiums today.